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CLIENT STORIES

Cow loan recipients Client: FIKRET TABAKOVIC, Vojnic (pictured) Mr Tabakovic is a big milk producer and with DEMOS' loans he bought some cows and upgraded his business. "I have a third loan at DEMOS and I am one of their first clients ever. DEMOS has helped me a lot when I was starting my business. I hope we will continue to cooperate". Client: DRAGA KALAMBURA, Hrvatska Kostajnica Mrs Kalambura produces milk and with her first loan she bought a cow. "With DEMOS' loan I started a new life. DEMOS gave me a loan when no one else did." Client: RADMILA DŽEBRO, Hrvatska Kostajnica Mrs Džebro took a loan at DEMOS for buying a cow. "Thanks to DEMOS I bought a cow that feeds my family."

Agriculture loan recipients Client: LJUBICA VUJIĈ, Vojniĉ (pictured) Mrs Vujiĉ is producing, processing and drying up medicinal plants, and she used all her loans to upgrade her production. " I took four loans at DEMOS and used all of them to upgrade my business and to reduce my expenses. I am very grateful to DEMOS for believing in me when no one else did. Client: NIHAD BERBEROVIĈ, Dvor Mr Berberoviĉ has at DEMOS two loans for agriculture that helped him to expand his business. "I decided to take DEMOS' loan because of the simple procedure, reasonable interest rate and loan terms and the possibility of a group loan without any classical guarantees. I'll be with DEMOS for a very long time." Client: STOJAN KRESOJEVIĈ, Hrvatska Kostajnica Mr Kresojeviĉ took a loan in order to repair his tractor. "At DEMOS I took my first Agricultural loan and this has helped me surviving difficult times after my return. The loan provided me a better life standard".

SME loan recipients Client: STEVAN GODIC (pictured) Mr Godic has a loan for Small and Medium Businesses and he bought a corn harvester. He produces milk. "With a DEMOS loan I bought a corn harvester that helped me to reduce costs and make an income." Client: TIHOMIR RUŠNOV Mr Rušnov has a loan for Small and Medium Businesses and he bought equipment to develop his profession of mushrooms raising. "Demos helped me a lot when I needed it and they always had an honest approach to me!"